Lending That Makes a Difference
The Positiviti Effect
Experience a World of Difference with Smart Lending
According to IFC 2020 data, Africa currently faces a $331 billion gap in commercial and industrial lending, resulting in an economic slowdown and widespread poverty. With our microloan platform, we provide everyday lenders with the opportunity to get increased returns on their hard-earned money while supporting the growth of underserved countries.
Solving a Problem
One of the single biggest financial obstacles is that only a fraction of the global economy can access and repay huge loans. With our user-friendly mobile app, business owners and individuals can now find the necessary capital to grow their businesses through microloans.
Africa and Beyond
The first phase of the Positiviti Lending platform started in East Africa, a region with a market population of more than 400 million, which represents about 5.7% of the world market. By meeting the rising need for microloans, we aim to help entrepreneurs build businesses and create jobs in their communities.
Lend and Save
Microlending is a smart strategy for achieving your long-term financial goals. Positiviti can help you build your savings safely. Sit back and watch your funds grow!
How it Works
Positiviti turns your loan into microloans to small businesses in developing countries. You can then earn interest while helping people achieve their business goals.
Why Choose Us
Positiviti is among the few microfinance companies in the U.S. that continually maintains a consistent default rate of .01% from borrowers due to our borrower assistance program! As a result, we have rapidly grown in the last year, attracting more top-tier investors to our program. When you partner with us, you can expect a higher return rate than your average microloan program. Contact us and start lending today!
How are my loans being used?
What makes Positiviti different?
Positiviti has a unique business model. We give out loans, get the loans repaid with interest, grow the fund, and our lenders receive an excellent and steady rate of return.